All the Credit Card from IDFC Bank comes with likely the same features and benefits, the only difference between entry, mid, and the high-end card is the eligibility and some privileges. Now the general benefits of IDFC Credit Cards are –
Lifetime free credit card from IDFC Bank,
The lowest interest rate at 9% per annum (lowest in all credit card providers).
Up To 10X rewards points.
Interest-Free Cash Withdrawals from ATMs (Rs.250 +GST w/d charges applicable).
No expiry of rewards points.
Railway lounge access on all cards.
10X Reward Points on all Spends above ₹20,000
6X Reward Points on Online Spends
3X Reward Points on all Offline Spends
Your reward points are not capped and they don’t expire, ever!
10X Rewards on all spending done on your Birthday
1X = 1 Reward Point per ₹100 spent | 1 Reward Point = ₹0.25
Super Saver Benefits
Interest-free cash withdrawal from ATMs for up to 48 days
Low-Interest Rate starts at 0.75% p.m. (9% annually)