Lifetime Free IDFC First Bank Credit Cards at low Interest Rate from 9% per annum

Features of IDFC First Bank Credit Card

All the Credit Card from IDFC Bank comes with likely the same features and benefits, the only difference between entry, mid, and the high-end card is the eligibility and some privileges. Now the general benefits of IDFC Credit Cards are –

• Lifetime free credit card from IDFC Bank,
• The lowest interest rate at 9% per annum (lowest in all credit card providers).
• Up To 10X rewards points.
• Interest-Free Cash Withdrawals from ATMs (Rs.250 +GST w/d charges applicable).
• No expiry of rewards points.
• Railway lounge access on all cards.

Reward Program

• 10X Reward Points on all Spends above ₹20,000
• 6X Reward Points on Online Spends
• 3X Reward Points on all Offline Spends
• Your reward points are not capped and they don’t expire, ever!
• 10X Rewards on all spending done on your Birthday
• 1X = 1 Reward Point per ₹100 spent | 1 Reward Point = ₹0.25

Super Saver Benefits

• Interest-free cash withdrawal from ATMs for up to 48 days
• Low-Interest Rate starts at 0.75% p.m. (9% annually)
• NIL Overlimit fees, NIL Addon charges
• NIL Reward redemption fees.